North America

Scale in North America’s $2 trillion market

Reach new customers and drive conversions by offering the payment methods North American consumers prefer.

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Meeting the needs 
of modern shoppers

Unlock growth in North America with the payment methods consumers prefer. In this highly competitive market, cards remain key, but digital wallets are changing expectations at checkout.

PPRO helps you reach millions of consumers with a single, easy-to-implement integration.

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North America by the numbers

$2.2tn
Total e-commerce market value
60%
Mobile share of e-commerce transactions
+39%
Projected growth in digital wallet share of e-commerce transactions (2024–2030 forecast)
43%
Portion of US shoppers who buy cross-border

The evolving 
payments landscape

Shifts in consumer behaviour and technology are introducing new market dynamics in North America, with digital wallets, account-to-account payments, and buy now, pay later (BNPL) growing in relevance.

Digital wallets are set to dominate

Digital wallets are on track to become North America’s top e-commerce payment method, representing 41% of market volume. In the US, they’ve already overtaken cards, driven by the popularity of PayPal, Venmo and Amazon Pay.

BNPL is gaining momentum

Younger consumers are embracing BNPL, with 42% of Gen Z and Millennials choosing flexible installment payments. At checkout, locally preferred providers like Afterpay and Zip are leading the move to installment-based payments.

Reach the next generation 
of US shoppers

PPRO offers Cash App Pay, one of America’s most widely used consumer finance apps, through a single integration. Reach digitally native consumers who expect speed, simplicity, and convenience at checkout.

Learn more about Cash App Pay

Optimise payments performance with PPRO

Merchants that want to win in North America need more than card acceptance – they need performance, flexibility, and the ability to adapt as payment behaviour evolves.

Build once, scale continuously

From digital wallets to BNPL options, access the payment methods that matter in North America via a single integration.

Grow conversion rates

Features like tokenisation and account updater maximise performance in a highly competitive market.

Access emerging payments

Quickly launch innovative payment methods such as Cash App Pay without complex integrations.

Perform at scale

Rely on PPRO’s global infrastructure, even when traffic peaks.

Ready to unlock growth 
in North America?

Tap into opportunities across North America’s e-commerce market with PPRO. 
Access the local payment methods consumers prefer today, and be ready for the ones they’ll expect tomorrow.

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