Belgium country report PPRO
All countries

Payment methods in Belgium

Here are the top takeaways you need to know about the Belgium e-commerce market:

  • The Belgian e-commerce market is worth US$16 billion a year. By 2027, that will rise to US$23 billion.
  • The average Belgian online shopper spends US$1,492 a year with online merchants. By 2027, this will rise to US$2,043.
  • Belgians use mobile devices to make almost 40% of their online purchases, up from just 21% as recently as 2020.
  • Belgians use digital payment methods in half of their online transactions, with bank transfers alone used in almost one fifth.
  • Over 30% of all the items Belgians buy online, worth US$4.7 billion, come from merchants outside the country.
Online Population
B2C E-commerce
Banked Population
Credit Card Population
E-commerce of Total Retail

Payment Method Breakdown

  • Card 47%
  • Cash 3%
  • Bank Transfer 17%
  • E-Wallet 15%
  • Other 18%
[{"label":"Card","value":"47"},{"label":"Cash","value":"3"},{"label":"Bank Transfer","value":"17"},{"label":"E-Wallet","value":"15"},{"label":"Other","value":"18"}]

Card Scheme Breakdown

  • Visa 6%
  • Mastercard 15%
  • American Express 1%
  • Local schemes 78%
  • Other 0%
[{"label":"Visa","value":"6"},{"label":"Mastercard","value":"15"},{"label":"American Express","value":"1"},{"label":"Local schemes","value":"78"},{"label":"Other","value":"0"}]

Cross-Border E-Commerce


Online shoppers who have shopped cross-border


Cross-border proportion of total e-commerce

4.7 bn $US

Value of cross-border e-commerce

Top cross-border shopping origin markets