All countries

Payment methods in United States

Here are the top takeaways you need to know about the American e-commerce market:

  • The average American online shopper spends US$2,926 a year with e-commerce merchants. The entire e-commerce market is worth almost US$1 trillion.
  • Between 2020 and 2022, the proportion of e-commerce transactions Americans paid for using cards dropped from 59% to just 50%.
  • Americans complete 47% of their online purchases using a mobile device such as a tablet or smartphone.
  • US online shoppers spend US$130 billion a year with merchants based outside of the country, up from US$106 billion in 2020.
  • By 2027, the American e-commerce market will be worth almost US$1.5 trillion and the average US online shopper with spend US$4,215 a year with e-commerce merchants.
Online Population
B2C E-commerce
Banked Population
Credit Card Population
E-commerce of Total Retail

Payment Method Breakdown

  • Card 50%
  • Cash 1%
  • Bank Transfer 9%
  • E-Wallet 32%
  • Other 8%
[{"label":"Card","value":"50"},{"label":"Cash","value":"1"},{"label":"Bank Transfer","value":"9"},{"label":"E-Wallet","value":"32"},{"label":"Other","value":"8"}]

Card Scheme Breakdown

  • Visa 59%
  • Mastercard 26%
  • American Express 8%
  • Local schemes 4%
  • Other 3%
[{"label":"Visa","value":"59"},{"label":"Mastercard","value":"26"},{"label":"American Express","value":"8"},{"label":"Local schemes","value":"4"},{"label":"Other","value":"3"}]

Cross-Border E-Commerce


Online shoppers who have shopped cross-border


Cross-border proportion of total e-commerce

130 bn $US

Value of cross-border e-commerce

Top cross-border shopping origin markets