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Payment methods in Peru

Here are the top takeaways you need to know about the Peruvian e-commerce market:

  • The average Peruvian online shopper spends US$392 a year with e-commerce merchants, rising to US$434 by 2027.
  • When they shop online, Peruvians use mobile devices to complete almost a quarter of all their purchases.
  • Online shoppers in Peru buy US$1.3 billion worth of goods, 14% of all their online purchases, from merchants in other countries.
  • Peruvians use something other than a card to pay for almost 50% of all their online transactions.
  • Worth US$10 billion in 2023, the Peruvian e-commerce market will grow to a value of US$15 billion by 2027.
Online Population
B2C E-commerce
Banked Population
Credit Card Population
E-commerce of Total Retail

Payment Method Breakdown

  • Card 52%
  • Cash 10%
  • Bank Transfer 17%
  • E-Wallet 11%
  • Other 10%
[{"label":"Card","value":"52"},{"label":"Cash","value":"10"},{"label":"Bank Transfer","value":"17"},{"label":"E-Wallet","value":"11"},{"label":"Other","value":"10"}]

Popular payment methods

MasterCard LOCAL Local payment card Consumer countries:

Card Scheme Breakdown

  • Visa 81%
  • Mastercard 17%
  • American Express 1%
  • E-Wallet 0%
  • Other 1%
[{"label":"Visa","value":"81"},{"label":"Mastercard","value":"17"},{"label":"American Express","value":"1"},{"label":"E-Wallet","value":"0"},{"label":"Other","value":"1"}]

Cross-Border E-Commerce


Online shoppers who have shopped cross-border


Cross-border proportion of total e-commerce

1.3 bn $US

Value of cross-border e-commerce

Top cross-border shopping origin markets