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Payment methods in Portugal

Here are the top takeaways you need to know about the Portuguese e-commerce market:

  • In 2022, the Portuguese e-commerce market was worth US$5 billion, rising to US$8 billion by 2027.
  • The Portuguese make over 40% of online purchases using a mobile device, up from just 35% in 2020.
  • The average Portuguese online shopper spends US$602 with e-commerce merchants, rising to US$854 by 2027.
  • Fourteen percent of all the things Portuguese buy online, they purchase from stores based outside the country.
  • The Portuguese use cards to pay for just 26% of online purchases. The rest are bought using a range of digital payment methods.
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Population
Online Population
B2C E-commerce
Banked Population
Credit Card Population
E-commerce of Total Retail

Payment Method Breakdown

  • Card 26%
  • Cash 7%
  • Bank Transfer 25%
  • E-Wallet 34%
  • Other 9% 
[{"label":"Card","value":"26"},{"label":"Cash","value":"7"},{"label":"Bank Transfer","value":"25"},{"label":"E-Wallet","value":"34"},{"label":"Other","value":"9"}]

Payment Methods in Portugal

MB WAY Wallet Consumer countries: Multibanco Bank transfer Consumer countries:

Card Scheme Breakdown

  • Visa 60%
  • Mastercard 40%
  • American Express 0%
  • Local schemes 0%
  • Other 0% 
[{"label":"Visa","value":"60"},{"label":"Mastercard","value":"40"},{"label":"American Express","value":"0"},{"label":"Local schemes","value":"0"},{"label":"Other","value":"0"}]

Cross-Border E-Commerce

69

Online shoppers who have shopped cross-border

14

Cross-border proportion of total e-commerce

0.6 bn $US

Value of cross-border e-commerce

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Top cross-border shopping origin markets