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Spain country report PPRO
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Payment methods in Spain

Here are the top takeaways you need to know about the Spanish e-commerce market:

  • The Spanish e-commerce market is worth $120 billion – and is predicted to reach $166 billion by 2029.
  • Local payment methods are on the rise – in 2024, 10.3% of Spanish shoppers paid using Bizum – a huge growth from 2.7% from 2023.
  • In 2025, the average Spanish online shopper will spend US$2,693 with e-commerce merchants. By 2029 this is expected to rise to US$3,383.
  • The number of users in the Spanish e-commerce market is expected to amount to 26.8 million by 2029.
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Population
Online Population
B2C E-commerce
Banked Population
Credit Card Population
E-commerce of Total Retail

Payment Method Breakdown

  • Card 50%
  • Cash 2%
  • Bank Transfer 5%
  • E-Wallet 31%
  • Other 12% 
[{"label":"Card","value":"50"},{"label":"Cash","value":"2"},{"label":"Bank Transfer","value":"5"},{"label":"E-Wallet","value":"31"},{"label":"Other","value":"12"}]

Payment Methods in Spain

Trustly Bank transfer Consumer countries: Satispay Wallet Consumer countries:

Card Scheme Breakdown

  • Visa 59%
  • Mastercard 39%
  • American Express 2%
  • Local schemes 0%
  • Other 0% 
[{"label":"Visa","value":"59"},{"label":"Mastercard","value":"39"},{"label":"American Express","value":"2"},{"label":"Local schemes","value":"0"},{"label":"Other","value":"0"}]