Spain country report PPRO
All countries

Payment methods in Spain

Here are the top takeaways you need to know about the Spanish e-commerce market:

  • The Spanish e-commerce market is worth US$97 billion today, will break the US$100 billion barrier in 2024 — and then just keep on growing.
  • Spaniards make more than 40% of their online purchases using a mobile device. To succeed in Spanish e-commerce, your payment experience must be optimized for mobile.
  • In 2023, the average Spanish online shopper will spend US$2,190 with e-commerce merchants. Within just four years, this figure will rise to US$3,076.
  • Spanish online shoppers use digital payment methods in over 50% of all transactions.Popular payment methods include PayPal and Sepa Direct Debit.
  • In 2022, Spanish online shoppers spent more than US$20 billion with e-commerce merchants based outside of Spain.
Online Population
B2C E-commerce
Banked Population
Credit Card Population
E-commerce of Total Retail

Payment Method Breakdown

  • Card 44%
  • Cash 3%
  • Bank Transfer 18%
  • E-Wallet 31%
  • Other 4%
[{"label":"Card","value":"44"},{"label":"Cash","value":"3"},{"label":"Bank Transfer","value":"18"},{"label":"E-Wallet","value":"31"},{"label":"Other","value":"4"}]

Popular payment methods

Card Scheme Breakdown

  • Visa 59%
  • Mastercard 39%
  • American Express 2%
  • Local schemes 0%
  • Other 0%
[{"label":"Visa","value":"59"},{"label":"Mastercard","value":"39"},{"label":"American Express","value":"2"},{"label":"Local schemes","value":"0"},{"label":"Other","value":"0"}]

Cross-Border E-Commerce


Online shoppers who have shopped cross-border


Cross-border proportion of total e-commerce

20.2 bn $US

Value of cross-border e-commerce

Top cross-border shopping origin markets