SEPA Direct Debit
An EU initiative, SEPA (Single European Payments Area), harmonises direct debit payments across all relevant eurozone markets. This guarantees consumers the same level of security, convenience and ease when making payments across 36 countries.
All SEPA Banks that offer Euro-denominated direct debits are covered, and because it is a regulated payment method, prices remain constant for merchants, no matter where they are located.
Consumers make payments by completing a direct debit mandate provided by the merchant, including their BIC and IBAN ( the unique identifier for the consumer’s bank, branch and account).
Why SEPA Direct Debit
E-commerce and payments insights by country
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Regional payment guides
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