Modern Slavery Statement

This 2026 statement is made in accordance with Section 54 of the UK Modern Slavery Act 2015, covering PPRO’s financial year end 31st December 2025. It sets out the steps PPRO has taken, and will continue to take, to identify, assess and reduce the risk of modern slavery and human trafficking occurring within its business operations and supply chains.

About PPRO

PPRO Financial Limited (“PPRO”) is authorised by the Financial Conduct Authority as an Electronic Money Institution (firm reference: 900029) and provides digital payment solutions to businesses. PPRO is able to offer its solution through partnerships with suppliers of payment methods. PPRO offers its services to a global base of clients through its affiliate companies worldwide (the “PPRO Group”). Given the global nature of its operations, PPRO has elected to apply the policies specified in this statement across the PPRO Group.

PPRO is committed to ensuring that modern slavery and human trafficking have no place in our business or supply chains. We expect our partners and suppliers to uphold high ethical standards and compliance requirements. 

Steps taken across our organisation and supply chains 

This statement builds on the steps taken in previous reporting periods and reflects PPRO’s continued focus on embedding responsible business practices into the way it governs, leads and operates. PPRO has continued to focus on business ethics, governance, risk management, employee wellbeing, inclusion and responsible network growth.

PPRO recognises that modern slavery risks can arise in any business operations and vendor supply chains. PPRO seeks to actively manage this exposure by applying thorough customer and vendor due diligence and evolving our internal policy framework to match our expanding operational footprint.

Our Policies

At the core of PPRO’s business are the people that are employed and working for PPRO. Globally, there are over 400 employees and contractors working for the PPRO Group. Our policies relating to our employees are designed to ensure fair treatment of our people, customers and suppliers, across all jurisdictions.

PPRO has continued to apply policies and practices designed to support ethical business conduct, fair treatment of employees and responsible vendor management. These include, in particular:

  • Employment policies that protect people from unfair treatment and promote a fair and inclusive workplace, including periodic “pulse” studies to assess employee engagement levels;
  • Recruitment processes that are robust and in line with applicable employment laws and market standards, for example we require appropriate right to work documentation for all employees across the PPRO Group;
  • High ethical and business standards set out in our Code of Conduct;
  • Whistleblowing Policy setting out how our people can report (via an ethics hotline that allows anonymous reporting) any concerns related to PPRO’s activities or those of its supply chain, including any circumstances that may give rise to an enhanced risk of slavery or human trafficking. 
  • Compliance policies and procedures, including those relating to anti-bribery and corruption, conflicts of interest and financial crime; and
  • A well-being platform to support the physical and mental wellbeing of our employees.

Throughout 2026, PPRO will continue to promote awareness of these policies and controls through internal communications, annual compliance training and its speak-up channels. PPRO regularly reviews its policies and processes as part of its broader ESG, compliance and risk management activities.

Within our organisation, we seek to treat everyone fairly and consistently and ensure a workplace and business environment that is open, transparent and trusted.

Due Diligence Processes, Contractual Framework, Risk Assessment and Management

PPRO is working on programmes and initiatives across its business operations to embed the evaluation and communication of our modern slavery and human rights requirements into supplier selection and management activities.

During 2026, PPRO will continue to develop its customer and supplier due diligence processes, including onboarding and oversight, by applying a proportionate, risk-based approach. The firm remains committed to further strengthening oversight of third-party relationships and supporting a consistent approach to supplier risk assessment, due diligence and ongoing monitoring.

PPRO has built on the governance and risk management foundations described in PPRO’s 2025 ESG Report, including its focus on ethical business conduct, responsible network growth, compliance and Enterprise Risk Management. 

PPRO’s contracts with customers, suppliers and other third parties include obligations to comply with applicable laws and regulatory requirements, including in relation to ethical conduct and employment matters.

PPRO has not identified any confirmed instances of modern slavery or human trafficking within its own operations or supply chain during the reporting period. If any such concerns are identified, PPRO commits to promptly investigate them and take appropriate action as required.

PPRO is committed to acting ethically and with integrity in all our business relationships and to implementing and enforcing effective processes and controls to ensure modern slavery and human trafficking is not taking place anywhere in our operations or supply chains. 

This statement was approved by the Board of PPRO Financial Limited on 25 June 2026 and signed by Motie Bring, Chief Executive Officer.

Motie Bring CEO, 

PPRO