LATAM

Making the right moves in LATAM

Every country in Latin America has different payment preferences, regulations and consumer expectations. PPRO combines local expertise, market intelligence and technology to help businesses expand with confidence – and convert better once they’re there.

Trusted in 85+ Markets

LATAM by the numbers

870bn
E-commerce value
The top six markets in LATAM are on track to reach 870bn USD by 2026.
35%
Credit card dominance
Cards account for 35% of regional e-commerce transactions in LATAM.
30%
A2A payments in Brazil
A2A represents 30% of e-commerce value, and is projected to grow to 50% by 2027.
29%
Digital wallets in LATAM
Wallets are expected to nearly double their share of POS transactions by 2027, reaching 29% of in-store payments.

Local expertise. Built for LATAM.

From diverse payment methods and regulations to acquiring relationships and settlement requirements, LATAM presents challenges that general payment platforms aren’t built for. PPRO is.

Local payments access

LATAM’s fast-growing e-commerce market is a big opportunity for global merchants. But you can’t grow in LATAM without going local. PPRO gives you access to all the payment methods that matter – through one connection.

Regional market knowledge

Less than a third of LATAM credit cards are enabled for overseas payments. Without local expertise and acquiring, cross-border merchants face unnecessary declines. That’s where PPRO comes in.

Faster market entry

As your Merchant of Record, PPRO handles local payment collection, settlement, tax filings, currency conversion, and more, in Brazil, Mexico, Argentina, Chile, Colombia and Peru. Letting you grow faster across LATAM.

The power of local payments in LATAM

Consumers across LATAM don’t pay the same way. Success depends on offering the right mix of local payment methods in every market.

How Adobe turbocharged growth

Adobe needed to scale payments across LATAM markets where standard cross-border card processing was failing. With PPRO as their local payments partner, they’ve been able to access markets that were previously hard to crack, using local payment methods as a strategic lever for regional growth.

Fluent in the payment methods that matter

Entering LATAM through a global integration isn’t enough. The region’s payment complexity – different acquiring models, tax regulations, card schemes, and consumer habits – requires infrastructure and expertise that’s been built for it. That’s where PPRO comes in.

Cut the complexity

LATAM isn’t one market – it has multiple distinct regulatory environments, acquiring setups, card scheme rules, and more. Through our local payments platform, and deep regional knowledge, we absorb this complexity, letting you focus on growing your business.

  • Higher auth rates through local acquiring and smart routing strategies
  • Administration of local tax regulations across Brazil, Mexico, Argentina, and more
  • No local entity? No problem. Use PPRO as your local partner and Merchant of Record

Build customer loyalty

Shoppers in LATAM complete purchases when they see payment options they recognise and trust. Local favourites like Pix in Brazil and Oxxo in Mexico let businesses create checkout experiences that reduce abandonment and build loyalty.

  • Chargeback management, fraud alerts and dispute resolution
  • Seamless FX and funds flow
  • Local PPRO customer support in English, Spanish and Portuguese

Scale seamlessly

As your LATAM business grows, your payment infrastructure should grow with it – without requiring new integrations, new contracts, or new compliance work for each market. PPRO’s single connection lets you add payment methods and expand into new countries without starting from scratch.

  • Access to the region’s preferred local payment methods all in one place
  • Learn where to grow next from PPRO’s Almanac report
  • Self serve with full technical documentation on PPRO’s Developer Hub

Local payments intelligence

Our LATAM offer

Everything businesses need to launch, optimise and scale local payments across LATAM.

Merchant of Record

Reduce operational complexity when entering new LATAM markets.

Access to preferred local
payment methods

Offer the payment methods customers trust across the region.

Optimised authorisation rates

Improve payment performance with local acquiring and smart routing.

Maximise checkout conversion

Create familiar payment experiences that encourage purchase completion.

Tax and regulatory support

Navigate local requirements with confidence.

Chargeback and fraud management

Protect revenue through dispute management and fraud tools.

FX and funds flow

Simplify cross-border payments and settlement.

Future-ready infrastructure

Add new payment methods and markets through a single connection.

Get to know your LATAM markets

We combine local intelligence, operational excellence and human expertise to help you enter new markets with confidence and perform better once you’re there.

Brazil

Brazil

The largest economy in LATAM and most developed ecommerce market.

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Mexico

Mexico

One of the most strategic entry points for businesses expanding into LATAM.

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Argentina

Argentina

A distinctive payment landscape and fast growing online shopping consumer base.

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Colombia

Colombia

The 4th largest economy but the 3rd largest e-commerce market in LATAM.

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Chile

Chile

Consistently topping regional rankings for development and digital adoption.

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Peru

Peru

Peruvians use something other than a card to pay for almost 50% of all their online transactions.

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who we serve

Who we partner with in LATAM

Whether you’re a PSP expanding your portfolio or a merchant looking to access LATAM consumers, PPRO is your local payments partner.

Payment Service Providers

Extend your LATAM payment coverage through PPRO’s local card, cash-based, wallet and bank transfer portfolio.
Find out more

Merchants

Offer LATAM consumers the payment methods they prefer, and let PPRO handle the complexity.
Find out more

FAQ

Find quick answers to the most common questions about our platform, integration process, and local payment methods. If you can’t find what you’re looking for, our support team is always here to help.

A Merchant of Record (MoR) is the legal entity responsible for processing payments. When you partner with us in Latin America, we handle critical aspects such as local payment collection, tax filings, compliance, and currency conversions, which simplifies the payment process for you.

This is especially important in Latin America, where regulatory environments and payment preferences can vary significantly across countries. By acting as the MoR, we support you to enter these markets seamlessly, increasing your authorisation rates, and offering a localised payment experience for your customers.

To grow in the world’s largest e-commerce markets, you need to act local. PPRO connects you to all the local payment methods your customers care about in one place, including local cards e.g., Hipercard, Elo, Carnet, instant bank transfer options e.g., Pix, cash-based payments e.g., Boleto, Oxxo Pay, and digital wallets from across the LATAM region. For more info visit our LPM catalogue here.

Experience the power of our payments platform through one integration with our robust, secure and developer-friendly RESTful API.

Fast and simple to integrate, with comprehensive documentation and hands-on support, you can get it up and running in no time. Get started today with our Developer Hub.

We know your business never sleeps, that’s why our technical teams are available 24 /7  and we offer multilingual customer support from 9-6pm daily in English, Spanish and Portuguese. 

What’s more, your dedicated relationship manager will be on hand to support technical integration, ongoing management and optimisation of your account.

For additional information and resources, check out PPRO’s Discover portal.

Need to get in touch with us?
https://www.ppro.com/contact/

Choose from our flexible and fully customisable integration options: Direct API, Hosted Payment Pages and Drop-in Checkout.

Let’s grow in LATAM

We’ll work with you to find the best markets to enter and seamlessly integrate local payment methods to maximise your growth.