Zip is a global Buy Now Pay Later (BNPL) company with operations in 12 countries, founded in Australia, its primary market today. One of the top 5 online payment services in Australia, Zip offers two account-based products with different credit limits – Zip Pay (everyday purchases) and Zip Money (large purchases).

Zip gives consumers the freedom to choose when they pay, whether it is instant, weekly, fortnightly, or monthly. Zip Pay is an interest-free BNPL service with a credit limit of up to AUD 1000. Zip Money is a line of credit offering consumers a guaranteed interest-free period of 3 months across all products and up to 36 months with some merchants.

Why zip?

  • In 2022, the volume of transactions processed by Zip, on both payment methods, increased by 51% to a value of AUD 8.7 billion: and the number of participating merchants by 77% to over 90,000.
  • Zip reports their merchants see a 10-40% increase in basket size and a 10-25% increase in conversion rate after adding Zip.
  • More than 11 million people now use Zip payment products, an increase of 56% in just one year.

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