Jenius Pay

The Jenius Pay wallet was launched by Bank BTPN, one of Indonesia’s top-ten biggest banks (FitchRatings) in 2016. It provides a secure, easy 2-step payment method where consumers simply log in to the app and use their unique $Cashtag to pay from their pre-paid account

Why Jenius Pay

Jenius Pay continues to grow its consumer numbers, reaching just under 4 million in 2022 (BTPN).

E-wallets are the most popular online payment method in Indonesia, with a 39% market share (PPRO Almanac) Indonesia’s young population supports future growth.

Consumers trust Jenius to ensure their financial transactions are simple and safe due to a single app, connections to the ID banking ecosystem and support by Bank BTPN.

Specifications

Coverage

Consumer Indonesia
Merchant Global

Currencies

Consumer IDR
Processing IDR
Settlement USD

Features

Recurring payments
One-click payments
In-store/POS
Refunds
Partial refunds
Multiple partial refunds
Payment assurance
Chargeback risk

How it works

1 Merchant

At checkout, the merchant can display either Jenius Pay or DOKU for the consumer to select

2 Payment method

If DOKU is selected, the consumer first redirects to a DOKU HPP (merchant white label option) before selecting Jenius Pay

3 Payment method

The consumer enters their $Cashtag and is instructed to continue with the payment in the mobile app

4 Payment method

The consumer logs into the Jenius app and checks their notications for the payment request

5 Payment method

The consumer reviews the payment details and confirms the transaction

6 Merchant

Payment is confirmed

Want to integrate Jenius Pay onto your platform?

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