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        Payment methods in Indonesia
Here are the top takeaways you need to know about the Indonesian e-commerce market:
- Between 2022 and 2027, Indonesia’s booming e-commerce market will grow in value from US$59 billion to US$87 billion.
 - The average Indonesian online shopper spends US$273 a year with e-commerce merchants, rising to US$379 by 2027.
 - Indonesians use a mobile device such as a tablet or smartphone to complete 55% of all their online transactions.
 - Popular digital payment methods in Indonesia include GoPay, with a 10% market share, Kredivo and Ovo.
 - Indonesians use cards in just 17% of all online transactions and cash in only 11% — the rest they pay for with a range of digital payment methods.
 
                            Population
                            
                        
                    
                            Online Population
                            
                        
                    
                            B2C E-commerce
                            
                        
                    
                            Banked Population
                            
                        
                    
                            Credit Card Population
                            
                        
                    
                            E-commerce of Total Retail
                            
                        
                    Payment Method Breakdown
- Card 17%
 - Cash 11%
 - Bank Transfer 27%
 - E-Wallet 39%
 - Other 6%
 
[{"label":"Card","value":"17"},{"label":"Cash","value":"11"},{"label":"Bank Transfer","value":"27"},{"label":"E-Wallet","value":"39"},{"label":"Other","value":"6"}]
Payment Methods in Indonesia
Card Scheme Breakdown
- Visa 48%
 - Mastercard 36%
 - American Express 0%
 - Local schemes 3%
 - Other 12%
 
[{"label":"Visa","value":"48"},{"label":"Mastercard","value":"36"},{"label":"American Express","value":"0"},{"label":"Local schemes","value":"3"},{"label":"Other","value":"12"}]
Cross-Border E-Commerce
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                                                            Online shoppers who have shopped cross-border
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                                                            Cross-border proportion of total e-commerce
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                                                                        $US
                                
                            Value of cross-border e-commerce
Top cross-border shopping origin markets