LinkAja is an Indonesian mobile wallet. It is the result of a merger between Telekomunikasi Indonesia and Bank Mandiri, Bank Rakyat Indonesia, Bank Negara Indonesia and Bank Tabungan Negara.
These entities combined their different mobile payment services (like Mandiri e-cash or TCASH) into the single LinkAja platform to challenge Gojek and OVO, the market leading mobile payment providers in Indonesia.
Customers can download the LinkAja app and use it to buy credits or airtime, gaming vouchers, pay bills, transfer money, make charitable donations or purchases at participating online and offline merchants. Customers can load funds to their LinkAja wallet via bank transfer or cash deposits at ATMs or participating retailers
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