Available with PPRO


giropay is an online bank transfer payment method based on PIN and TAN, offered by more than 1,500 banks and savings banks in Germany.

Users can shop or pay bills online by selecting giropay and their bank, or simply by clicking on the QR-code or giropay button in a pdf invoice, to be re-directed to their online banking. They log in, review the pre-filled payment details and authorise payment with a TAN. Their bank account information and transaction details remain fully protected and secure. When consumers check out, they can use giropay directly without any additional registration. For low value payments up to €30, customers of participating banks can pay without a TAN.

Online merchants accepting giropay receive a payment guarantee. There are over 45 million online banking customers who use giropay (54% overall population).

Type Bank transfer
Company behind LPM paydirekt
Market share details Covers 75% of German banks; more than 35 m online banking customers use giropay.
Market relevance High
Want to integrate giropay onto your platform? Get in touch


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We’ll work with you to launch your payment methods in weeks. And we’ll provide your sales teams with white label marketing material to make it easier for them to sell your new payment methods to potential merchants.

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