All payment methods

Openbucks

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Openbucks is a cash-based payment method, part of the Paysafe ecosystem, that lets US consumers pay online without a credit card or bank account. Consumers redeem a gift card from CVS Pharmacy, Dollar General, or Obucks, Paysafe’s own digital brand, at checkout. Payments are validated and redeemed in real time, with no chargebacks.

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Why Openbucks

Reaches US consumers who cannot or will not pay by credit card online

Uses trusted, familiar retail brands without any new card to distribute

Real-time redemption with zero chargeback risk

Specifications

Coverage

Consumer United States
Merchant Global

Currencies

Consumer USD
Processing USD
Settlement USD

Features

Recurring payments
One-click payments
In-store/POS
Refunds
Partial refunds
Multiple partial refunds
Payment assurance
Chargeback risk

How it works

1 Merchant

The consumer buys or loads a participating gift card, in store at CVS Pharmacy or Dollar General, or online through Obucks.

2 Merchant

At checkout, the consumer selects Cash/Gift Cards as their payment method.

3 Merchant

The consumer selects their specific card from the list.

4 Merchant

The consumer enters their card details and submits the payment.

5 Merchant

The payment is validated and redeemed in real time, with no chargebacks.

Want to integrate Openbucks onto your platform?

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