Bizum is a Spanish mobile payment method. Customers must have a bank account at a participating Spanish bank and a mobile phone number.
To use the service, customers first download the Bizum app and link their phone number to their bank account. Once linked, the app can be used to send money to friends and family, pay for goods in physical stores and make online payments.
To transfer money, customers do not have to enter IBAN details, a name and phone number suffices.
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