How open banking is reshaping European retail payments

Open banking has evolved from a regulatory initiative into a powerful new layer of financial infrastructure. At the centre of this shift is Pay by Bank, a payment method that enables consumers to pay directly from their bank accounts. For retailers, adopting this payment method can reduce costs, boost conversions, and speed up settlements.

Download the guide to learn how Pay by Bank can help you:

• Eliminate chargeback risk: Leverage push-based bank transfers that reduce fraud exposure and eliminate chargebacks.
• Cut costs: Bypass the fees associated with card payments to improve your gross profit margins.
• Accelerate transactions: Gain faster access to your funds to strengthen cash flow and quickly issue refunds when needed.
• Boost checkout conversion: Deliver a seamless checkout experience using familiar, secure authentication processes.