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Payment methods in Spain

Here are the top takeaways you need to know about the Spanish e-commerce market:

The Spanish e-commerce market is worth $120 billion – and is predicted to reach $166 billion by 2029.
Local payment methods are on the rise – in 2024, 10.3% of Spanish shoppers paid using Bizum – a huge growth from 2.7% from 2023.
In 2025, the average Spanish online shopper will spend US$2,693 with e-commerce merchants. By 2029 this is expected to rise to US$3,383.
The number of users in the Spanish e-commerce market is expected to amount to 26.8 million by 2029.

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Population

Online Population

B2C E-commerce

Banked Population

Credit Card Population

E-commerce of Total Retail

Payment Method Breakdown

Card 50%
Cash 2%
Bank Transfer 5%
E-Wallet 31%
Other 12%

[{"label":"Card","value":"50"},{"label":"Cash","value":"2"},{"label":"Bank Transfer","value":"5"},{"label":"E-Wallet","value":"31"},{"label":"Other","value":"12"}]

Payment Methods in Spain

Trustly Bank transfer Consumer countries:

Satispay Digital wallet Consumer countries:

FLOA Pay BNPL Consumer countries:

Card Scheme Breakdown

Visa 59%
Mastercard 39%
American Express 2%
Local schemes 0%
Other 0%

[{"label":"Visa","value":"59"},{"label":"Mastercard","value":"39"},{"label":"American Express","value":"2"},{"label":"Local schemes","value":"0"},{"label":"Other","value":"0"}]