Cartes Bancaires

The card payments landscape in France is unique, where more than 65% of everyday purchases and over 50% of e-commerce payments are made using a Cartes Bancaires (CB) card, making CB a market leader. 77 million of CB cards are in circulation in France and 95% of them being co-badge cards issued in conjunction with Visa or Mastercard.

Why Cartes Bancaires

France is one of Europe’s largest markets, with its e-commerce sector valued at a massive US$190 billion.

Cartes Bancaires offers 2-3%* higher native acceptance rates compared to Visa and Mastercard, along with lower authentication friction and reduced fees.

Easily perform recurring and one-click payments with a secure PPRO card token and reduce payment friction for the consumer.

Specifications

Coverage

Consumer France
Merchant European Union

Currencies

Consumer EUR
Processing EUR
Settlement EUR

Features

Recurring payments
One-click payments
In-store/POS
Refunds
Partial refunds
Multiple partial refunds
Payment assurance
Chargeback risk

How it works

1 Merchant

At online checkout, the consumer chooses credit card as the preferred payment method

2 Payment method

The consumer enters their card details

3 Online bank

After confirming the payment, the consumer may be redirected to their issuing bank for 3DS authentication

4 Merchant

The merchant receives confirmation of payment

Want to integrate Cartes Bancaires onto your platform?

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