LATAM

Grow across LATAM without local payment complexity

Navigating payment collection, settlement and tax in Latin America takes time and local expertise.

A Merchant of Record handles that for you, letting you process locally without setting up an entity in every market.

That’s where PPRO comes in.

Trusted by global payment providers

One partner. Six LATAM markets.

Whether you’re yet to enter the region or expanding your presence, PPRO accelerates your growth across Argentina, Brazil, Chile, Colombia, Mexico and Peru.

As your Merchant of Record, we provide the local entity, licences and payment method mix you need to start accepting payments across LATAM.

Why processing locally matters

56%
of LATAM e-commerce transactions are made using local card schemes
70%
of LATAM credit cards do not process international payments 
+30%
potential uplift in conversion rates when processing locally vs cross-border

Process like a local

Less than one-third of LATAM-issued cards are enabled for international processing. Without local acquiring, legitimate transactions are often declined before they have a chance to convert.

PPRO lets you process payments locally, using smart routing and network tokenisation to boost authorisation rates and recover revenue that would otherwise be lost.

Local coverage, minus the admin

We handle the local entities, licences and payment scheme relationships. Your merchants get local collection, settlement, tax filing and currency conversion, plus the local payment methods their customers expect.

How it works

Your merchant sells into LATAM

They enter a market where they don’t have the local infrastructure to accept payments.

PPRO becomes the Merchant of Record

We provide the local entity and licence, collect the payment and handle settlement.

We handle the local requirements

We convert, reconcile and return funds, and handle local tax.

You keep the merchant relationship

We handle the infrastructure and operations behind the scenes.

Why choose PPRO as your Merchant of Record

Higher authorisation rates

Routing payments through our network of local acquirers minimises disruption and enables redundancy.

Single point of access

One connection to the local payment methods that matter.

Recurring payments and refunds

Support for all the payment journeys your merchants need.

Dispute management

Access dispute management and fraud prevention tools.

Flexible FX and settlement

We make cross-border fund flows and settlement easy.

Local tax compliance

Tax calculations and filing are taken care of for you.

Tell us where you want to grow, and we’ll show you exactly how PPRO gets you there.

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