Put your LATAM payment resilience to the test
As your business grows across Latin America, the risk of gaps in your local payment setup increases too.
Complete our redundancy health check to identify the strengths and weaknesses in your LATAM operation, and learn how to close the gaps that matter.
Provider redundancy
Relying on a single payment provider creates a critical vulnerability: if a technical outage hits or acceptance rates suddenly drop, sales will stall.
Having two or more payment providers protects you if one fails operationally or commercially.
Acquirer and MID resilience
Redundancy doesn't stop at the payment provider. Approval performance varies sharply by issuer, BIN and merchant category.
Getting the acquirer and MID layer right creates strong payment redundancy.
Failover readiness
Payment failover keeps the checkout running when a payment gateway, processor or network path goes down. If your primary processor or gateway starts to run errors, failover reroutes transactions automatically.
Tokenisation and transaction data
Moving a transaction to another route is only part of the challenge. That route also needs access to the credentials, authentication information and transaction data required to process the payment effectively.
Monitoring and performance intelligence
Redundancy without visibility is guesswork. Approval rates in LATAM vary by issuer, BIN and merchant category.
Your payment provider should also monitor acquirer performance to know whether a route is underperforming.
Do you have more than one live payment provider in each priority LATAM market?
Does your alternative provider process meaningful transaction volume (more than 10%)?
Can you move traffic to another provider without significant disruption or operational impact?
Do you have access to more than one local acquirer in each priority market?
Is volume distributed rather than concentrated through one route?
Do you monitor MID velocity, fraud alerts and chargeback pressure?
Is failover automated rather than dependent on manual intervention?
Has the alternative route been tested with live transactions?
Can your system distinguish a timeout from a genuine issuer decline?
Can stored credentials and network tokens be used across alternative routes?
Is 3D Secure and transaction data passed consistently to each provider?
Can you identify whether poor performance is caused by data, acquiring or issuer behaviour?
Can you compare performance by provider, acquirer, issuer, BIN and MID?
Are alerts in place for sudden changes in approval rates or technical failures?
Exposed
Your LATAM payment setup contains material single points of failure. A provider outage, interrupted acquiring route or operational issue could leave you with limited options to protect transaction volume.
What to prioritise
Identify the dependencies that could stop or seriously disrupt payments, and ensure you have a secondary payment provider in place.
Next steps
Speak to PPRO about your LATAM payment setup.
PPRO delivers redundancy without the integration and operational burden that deters many merchants from adding it. Access multiple local acquirers and payment methods through a single connection.
Contact us to identify where your LATAM payment stack still depends on one provider, route or MID, and how adding another provider closes that gap.
Needs work
You have some redundancy in place, but important elements remain untested or dependent on manual intervention.
What to prioritise
Turn backup arrangements into proven operational routes, and improve visibility of performance across your payments infrastructure.
Next steps
Speak to PPRO about your LATAM payment setup.
PPRO delivers redundancy without the integration and operational burden that deters many merchants from adding it. Access multiple local acquirers and payment methods through a single connection.
Contact us to identify where your LATAM payment stack still depends on one provider, route or MID, and how adding another provider closes that gap.
Resilient
You have strong redundancy across most critical areas, with live alternatives and good visibility into performance. Some gaps may remain around testing, data portability or underlying infrastructure.
What to prioritise
Address any weak points, and make sure challenger routes keep processing enough volume to remain proven.
Next steps
Speak to PPRO about your LATAM payment setup.
PPRO delivers redundancy without the integration and operational burden that deters many merchants from adding it. Access multiple local acquirers and payment methods through a single connection.
Contact us to identify where your LATAM payment stack remains dependent on one provider, route or MID, and learn how we can help you close any performance gaps.
Advanced
Your LATAM setup goes beyond emergency backup. Multiple live routes support resilience, performance benchmarking and the ability to move volume when market conditions change.
What to prioritise
Keep testing and optimising your setup to drive stronger payment performance.
Next steps
Speak to PPRO about your LATAM payment setup.
PPRO delivers redundancy without the integration and operational burden that deters many merchants from adding it. Access multiple local acquirers and payment methods through a single connection.
Contact us to identify where your LATAM payment stack remains dependent on one provider, route or MID, and learn how we can help you close any performance gaps.
Your responses will be assessed across five key categories:
Your result will show both your overall redundancy maturity and the areas where your payment architecture is strongest or most exposed.
Unlock stronger payment performance in LATAM
From reducing cross-border friction to choosing the right local payment methods, our guide covers the essential steps for improving conversion in LATAM. Discover how to build payment resilience, optimise your payment mix and lift approval rates.