PIX is the first instant payment system available to Brazilian consumers, developed by the Central Bank of Brazil.

Pix will allow transfers and payments via Static and Dynamic QR Code between different financial institutions in up to 10 seconds, 24 hours a day and every day of the year, including weekends and holidays (funds are transferred in real-time from the customer’s account to the payee). PIX can potentially reshape the Brazilian payment landscape. It is a “competitor” for Boleto and Debit Cards, which requires authentication to be processed in Brazil (authentication is still under tests in Europe).

It also has the potential to tap into credit card volume. Its acceptance is yet to been seen, but expected to be very high.

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Availability Available with PPRO
Type Bank transfer
Company behind LPM Brazil Central Bank
Market relevance High

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