Brazilian e-Commerce accounted for 1 in 4 credit card transactions in the first semester of 2014



According to a survey conducted by the Brazilian Association of Credit Card Companies and Services (Abecs), e-Commerce purchases accounted for 25.1% of all credit card transactions in the first semester of 2014.

As the survey presents, credit cards were the most used payment method in the period, representing 18.8% of all transactions while last year’s rate was 15.6%. Debit cards were responsible for 6.3% against the 3.6% registered in the first semester of 2013.

In total, Brazil registered R$ 455 billion in cards transactions between January and June of 2014, indicating a 16.3% growth. Abecs analysis refers to the World Cup as one of the main reasons for the increase. The event has inflated credit expenditures by foreigners, that totalled R$ 1.3 billion in the period.

Abecs study has also pointed out a significant reduction on cards defaults: only 6.7% of all transactions resulted in a default in June. The entity says this is one of the lowest rates ever recorded.

About allpago international

allpago international provides a full-spectrum of payment services in the LATAM region. allpago works as a payment gateway, a white label payment service provider (PSP) or a product and service reseller for merchants and payment service providers interested in the LATAM markets.

allpago’s features include one-click payments, recurring payments, instalments, dynamic descriptor and mobile payment solutions. The company’s html 5.0 code allows multiscreen and is as easy to implement into the store through the “plug and pay” feature. Furthermore, the company offers a fully integrated Risk Management Solution with more than 70 checks. allpago has recently become the first LATAM payment solution provider of the Merchant Risk Council (MRC).

Current clients include,, McAfee, Teamviewer, and many other leading payment or digital companies from various sectors.


Image courtesy of Danilo Rizzuti at