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Pay-easy (Bank transfer)

Pay-easy provides Japanese consumers with convenient, secure and risk-free options for e-commerce payments, taxes and other public service charges: online bank transfer and offline cash payments at ATMs and post offices. Consumers select Pay-easy at checkout, select their bank from the list and complete the transfer from their online banking interface. Pay-easy cites transactions worth almost 30 trillion Yen (USD 259.6 billion) in 2021.

Pay-easy (Bank transfer)
Type Bank transfer
Consumer countries
Currencies JPY

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Why Pay-easy (Bank transfer)

Japanese consumers are often risk-averse and sensitive to data collection, Pay-easy bank transfer lets consumers pay without providing personal details or accruing credit-based debt.

In 2022, Japanese consumers paid for 5.3 million transactions using the Pay-easy bank-transfer app, of which, 1.5 million were for e-commerce (Statista).

Pay-easy is the network of choice for all bank connections and transfers, with more than 300 banks in Japan.

Specifications

Coverage

Consumer
Merchant Global

Currencies

Consumer JPY
Processing JPY
Settlement JPY

Features

Recurring payments
One-click payments
Refunds
Partial refunds
Multiple partial refunds
Payment assurance
Chargeback risk

How it works

1
Merchant

At online checkout, the consumer selects Pay-easy as their preferred payment method

2
Payment method

The consumer is redirected to a hosted payment page and selects to pay via bank transfer (Pay-easy)

3
Online bank

The consumer selects their preferred bank and redirects to the online banking login page

4
Online bank

The consumer reviews the payment details and authorises the transaction using a one-time password

Want to integrate Pay-easy (Bank transfer) onto your platform?

Get in touch