Pay by Bank app
Pay by Bank app was created by Vocalink, a Mastercard company, and it enables consumers to make digital debit payments using their banking app, with payment made directly from their current accounts.
Transactions take place in real-time, and shoppers can see their account balance before making the payment.
Each Pay by Bank app payment is made directly from the bank account and uses secure digital tokens, meaning no financial details are revealed. Crucially, verification is handled by the bank app.
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