Pay by Bank app

With the UK’s Pay by Bank bank-transfer app (PbBa), transactions take place in real-time. It works through the consumer’s existing banking app and consumers can see their account balance before making the payment.

Each PbBa payment is made directly from the bank account and uses secure digital tokens, meaning no financial details are revealed. Crucially, verification is handled by the bank app. To make a payment from a smartphone or desktop, the consumer selects PbBa at checkout, which directs them to their existing banking app to complete the payment.

Supported banks include Barclays, HSBC and NatWest group.

Want to integrate Pay by Bank app onto your platform? Get in touch
Availability Available with PPRO
Type Bank transfer
Company behind LPM Vocalink
Market share details In 2021, Pay by Bank was expanded to reach over 21 million installed instances of UK mobile banking apps: almost half of all British mobile banking customers.

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