eps

eps is the main bank transfer payment method in Austria, built by Austrian banks: more than 80% of all online merchants in Austria offer eps to their customers.

With 83% of Austrians shopping cross border, eps is a critical payment method for a merchant’s payment method mix in Europe. Every transaction is guaranteed by eps.

Bank customers log into their online banking environment. They review the details and authorise the payment for the funds to be credited directly to the payee’s account.

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Availability Available with PPRO
Type Bank transfer
Company behind LPM Payment Services Austria
Market share details 15–18%; accepted by 80% of all online merchants in Austria
Market relevance High
Countries

Why eps

1
With approximately 15-18% market share, eps is one of Austria’s most popular payment methods (PPRO Almanac). It is also the official payment method for the Austrian e-government.
2
Over 80% of online merchants in Austria accept eps (PPRO Almanac).
3
With eps and giropay interoperability, and no additional technical effort, Austrian merchants can also receive giropay payments from German customers.

E-commerce and payments insights by country

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