This statement is made in accordance with Section 54 of the Modern Slavery Act 2015, for the year ending 31st December 2025. It sets out the steps PPRO Financial Limited (PPRO) has taken to identify and reduce the risk of modern slavery occurring within its supply chain and business operations.

Our Organisation and Supply Chains

PPRO is authorised by the Financial Conduct Authority (FCA) as an Electronic Money Institution and provides digital payment solutions to businesses. PPRO is able to offer its solution through partnerships with suppliers of payment methods. PPRO offers its services to a global base of clients through its affiliate companies worldwide (the “PPRO Group”). Given the global nature of its operations, PPRO has elected to apply the policies specified in this statement across the PPRO Group.

Our Policies

At the core of PPRO’s business are the people that are employed and working for PPRO. Globally, there are over 400 employees and contractors working for the PPRO Group. Our policies relating to our employees are designed to ensure fair treatment of our people, customers and suppliers, across all jurisdictions.

PPRO has implemented the following policies and practices:

• Employment policies that protect people from unfair treatment and promote a fair and inclusive workplace;
• Recruitment processes that are robust and in line with applicable employment laws and market standards, for example we require appropriate right to work documentation for all employees across the PPRO Group;
• High ethical and business standards set out in our Code of Conduct;
• Our Whistleblowing Policy sets out how our people can report (via an ethics hotline that allows anonymous reporting) any concerns, related to the direct activities or the supply chains of the organisation, including any circumstances that may give rise to an enhanced risk of slavery or human trafficking. There are periodic “pulse” studies to assess employee engagement levels;
• A well-being strategy to support the physical and mental wellbeing of our people.

Within our organisation, we seek to treat everyone fairly and consistently and ensure a workplace and business environment that is open, transparent and trusted.

Due Diligence Processes, Risk Assessment and Management

We continue to work on programmes and initiatives across our business to embed the evaluation and communication of our modern slavery and human rights requirements into supplier selection and management activities.

PPRO is establishing supplier due diligence processes, to help ensure that there is no modern slavery or human trafficking in our supply chains or in any part of our business. 

We are committed to acting ethically and with integrity in all our business relationships and to implementing and enforcing effective systems and controls to ensure modern slavery and human trafficking is not taking place anywhere in our supply chains. 

We will continue to review and update our compliance approach as our businesses and inherent or perceived supplier risks change over time.

This statement was approved by the Board of PPRO Financial Limited on 29 August 2025 and signed by Motie Bring, Chief Executive Officer.

Motie Bring CEO, PPRO

Last updated 24 Sept 2025