SMART Money is an e-wallet on a mobile phone, which originated in the Philippines in the 2000s initially offering SIM-based remittance and micro payments via a network of agents. Customers deposit cash at a store, which sends the amount via mobile phone to another store where the recipient can claim the money, also in the form of cash. A smartphone app also now exists allowing customers to send money, pay bills, shop online and buy prepaid airtime.
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