Siirto is a real-time mobile transfer service based on the national real-time interbank transfer service in Finland. Users can make and request payments knowing only the recipient’s mobile phone number. The service is being extended to include real-time e-commerce, in-store payments and e-receipts.

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Type Bank transfer
Company behind LPM Danske Bank, Nordea, Op Bank
Market share details The service was developed by Automatia which is owned by the three largest banks in Finland, Danske Bank, Nordea and OP Financial Group. The service has around 800,000 users. Around €270 m was transferred using the service in 2018.
Market relevance High

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