Real-Time Payments (RTP) is a real-time interbank money transfer service in the US. It was launched in November 2017 by network operator The Clearing House (TCH) and its 25 owner banks, principally the large commercial banks including BNY Mellon, Citi, J.P. Morgan, PNC, SunTrust and U.S. Bank. Users can send up to $25,000 from bank account to bank account 24x7x365.
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