PhonePe is a mobile wallet. It can be used for a range of financial and payment services, including mobile top-ups, utility bill payments and payments to online digital and offline retail stores.

Customers can either load money on to their wallet or connect it to their bank account or payment cards. Payment is possible via UPI-linked bank accounts, credit or debit cards or the PhonePe wallet.

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Type Wallet
Company behind LPM Walmart
Market share details 40% of UPI transactions made through PhonePE
Market relevance High

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