mobicred is an instalment-based payment option.
Users must be over 18 years of age, have a valid South African ID number, bank account, e-mail address and mobile phone number as well as comply with minimum salary requirements.
Once registered for the service, users check out at online stores by selecting the mobicred option. mobicred pays the full amount to the merchant. The consumer then pays mobicred back over an agreed number of instalments.
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