MIR (National Payment Card)
MIR is a local payment card in Russia sponsored by the government.
The National Payment Card System (NSPK) was established in July 2014 following sanctions against Russia earlier that year, which left Russian cardholders and merchants temporarily unable to transact on the international card networks. By December 2015, NSPK had developed the technical infrastructure and commercial agreements to begin card issuance and ATM and POS acceptance for MIR.
All Russian banks that are members of the international card networks process and clear via NSPK. MIR is already accepted at more than 85% of POS terminals in the country, in neighbouring countries through the exchange of BIN tables and internationally via co-branding deals with international card brands, including Amex, JCB and Maestro.
MIR can also be used to purchase goods online. MIR contactless, mobile and loyalty projects are in progress. The aim is to incorporate payment, non-financial and government services on to the MIR card.
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