Apple Pay is Apple’s card wallet, designed for use on Apple devices running iOS. It only works on newer Apple devices, which contain an NFC chip.
As with most card wallets, the consumer must load a credit, debit or prepaid card to use the service. Apple users enter their card details into the wallet app. They can then use Apple Pay to make purchases in-store, in-app and online, as well as send and request money transfers.
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