Amex LOCAL is a localized version of the international credit card scheme.

The Amex LOCAL cards are limited in use, as they are restricted to local purchases and cannot be used cross-border. Even if those cards are issued by American Express and may seem like standard credit cards, they can only be used in the country in which they are issued and can only be used to make payments in that country’s currency.

Localized credit cards (whether they are issued by an international brand like VISA, Mastercard or American Express or a local card scheme) dominate the card market in Latin America. Brazil, for example, currently has only 30% of cards enabled for international purchases, and those are usually high-end cards with elevated credit limits and authorization rates.

Retailers who don’t accept local cards in Latin America risk missing out on a majority of the market. 

Discover 450+ payment services

Explore the payment methods
We currently don’t offer this payment method. Get in touch to see what other options we have. Get in touch
Type Local payment card
Company behind LPM American Express

E-commerce and payments insights by country

Discover how the world pays for things by exploring our e-commerce reports. We have one for almost every country on the planet.

United Kingdom United States Germany
We have 100+ countries

Regional payment guides

Interested in e-commerce reports by region

Dive into our regional data. Each one contains a mix of e-commerce and shopping behaviour insights.


Got a question?

The friendly folks in our Sales Team will be happy to help, whether you’ve got a question about an e-commerce market or want to know more about what we can do for your business.