With 123, consumers in twelve countries can pay for online purchases using cash. When they get to the online checkout, consumers choose “123”. The merchant generates a unique code, which the consumer takes to an ATM or a participating convenience store. Once the consumer has paid over the counter, the e-commerce merchant releases their purchase for shipping.
By supporting 123, merchants can sell to customers who have a connection to the Internet — for instance through a smartphone — but who don’t have a bank account. And if the customer does have a bank account, he or she can use 123 as a bank-transfer app, paying for online purchases in just a few clicks.
Other cash-payment and bank-transfer applications operating in Southeast Asia and Australasia include GoPay, GrabPay, Alfamart and DOKU.
The benefits of cash-payment and bank transfer in Southeast Asia and Australasia
- Reach up to 457,000,000 unbanked consumers in the region
- Let new customers pay at their bank or favourite, and trusted, kiosks and stores.
- Overcome customer reservations in cultures which trust cash over other payment types.
Find out today how PPRO can help you integrate cash and bank-transfer payment methods for Southeast Asia and Australasia.
E-commerce and payments insights by country
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Regional payment guides
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